Kathy Sanders
Mortgage Loan Originator
NMLS #2702285
As a native Floridian who grew up in beautiful St. Augustine, home and community have always meant a lot to me. I’m a proud mom of two girls, a dog lover, and happiest when I’m near the ocean!
Before entering the mortgage industry, I spent 20 years in the insurance industry, helping individuals and families protect what matters most to them. That experience gave me a strong foundation in customer service, financial guidance, and building long-term relationships based on trust. Today, I’m proud to bring that same dedication and experience to helping Florida families finance a place they can call home.
As an experienced Mortgage Loan Originator, I believe getting a mortgage should feel personal—not overwhelming. My goal is to listen to your needs, explain your options in a way that makes sense, and help you find the right loan for you and your family.
I combine today’s secure digital technology with something I believe will never go out of style—good old-fashioned personal communication. You’ll always have someone you can call, ask questions, and count on throughout the process.
I’m especially passionate about giving back to those who serve others. As a Homes for Heroes affiliate and Certified Veterans Lending Specialist, it’s an honor to help our local heroes—including veterans, firefighters and EMS professionals, law enforcement officers, healthcare professionals, teachers, and military families—work toward achieving their homeownership goals.
For me, this isn’t about simply closing a loan. It’s about building relationships, earning your trust, and hopefully becoming the person you think of whenever you, your family, or your friends need mortgage guidance for years to come.
When I’m not helping people with their home financing, you’ll usually find me spending time with my girls and my dogs or enjoying the Florida sunshine—preferably somewhere near the ocean!
Your Home. Your Mortgage. Your Kathy.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.